Money Working For You VS working For Money

Is your money working for you?
Ok lets say you have $10,000 How can you put that to work for you with the least amount of risk?

Option #1... Put cash under your mattress:

                         The advantage is you have your cash available when you need it.
                          The disadvantages.... To earning from your money.
                                                       .... Getting robbed.

Option #2... Money in Bank.
                          The advantage is you money is "safe" in the bank... as long as nothing dyer happens to the economy.
                           The disadvantage is currently only earning less than 1%

Option #3.... Stock Market/Mutual Funds/ bonds



Option #4..... Real Estate